The key product features of the Bitsika App are:

Multi-currency support: The Bitsika app supports major currencies across Africa, including Naira (NGN), US Dollar (USD), Ghana Cedis (GHC), West African Franc (XOF), Kenya Shillings (Ksh), Central African Franc (FCFA), Bitcoin, and Binance Chain (ABCD, BNB, BUSD), which allows users to transact seamlessly across different currencies.

Wallet and crowdfunding tool: Bitsika Users can deposit various currencies into their Bitsika wallet and start spending and sending money easily amongst friends. Every month, every user can spend up to the equivalent of $300 before having to pay any fees for that month. Users also have a cashtag (username) and QR they can use to make internal transfers. Internal transfers are free and never fail.

Virtual Visa cards: Users can instantly generate a virtual VISA card with Bitsika and use it to pay for their favorite websites and apps like Facebook, Amazon, Netflix, and everywhere virtual VISA cards are accepted. Users can withdraw money from these cards back into their Bitsika balance at will.

Bitcoin trading: Users can buy and sell Bitcoin using Bitsika. They can deposit Bitcoin onto the app and withdraw Naira, Cedis, or BUSD. They can also deposit BUSD, Cedis, or Naira and withdraw Bitcoin.

BUSD trading: Users can also buy and sell BUSD, which is a crypto form of USD. Users can deposit Naira, Cedis, Dollars, or Bitcoin to withdraw BUSD. If they have BUSD, they can deposit it and withdraw local currencies.

Social payments: Every Bitsika user gets a cash-tag or username, which they can use to receive money from any other person who uses the app. All internal transactions are and will always be free. Users don’t have to expose their bank details or mobile money number in public anymore. They can just use their cash-tag instead.